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TrueScore
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Reports and alerts from TransUnion, Equifax and Experian

Monitor your credit in real time. Catch every change the day it happens.

Scores from all three bureaus, an alert the moment anything changes, and a tracker that shows every change to your score. Know exactly where you stand, every day.

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Trusted by 4,000+ credit clients across the U.S.

Explore our features.

Click a section to see exactly what your members get.

Scores and reports from all three bureaus TransUnionEquifaxExperian Refreshed daily

Your whole file,
in your pocket

The same dashboard, on your phone. Alerts arrive as push notifications, and every number is one tap from the reason behind it.

Push alerts the moment a bureau reports a change
Tap any factor to see what is affecting the score
Share a dispute-ready report in two taps
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Up and running in two minutes

No hard pull, no paperwork.
Checking your own credit never lowers your score.

Create account form
Step 1

Create your account

Name, email, and a quick identity check. Two minutes, start to finish.

Pulling reports from the three bureaus
Step 2

We pull all three bureaus

Scores and full reports land on your dashboard, with the factors behind each number.

An alert with the next step
Step 3

Track, get alerted, act

Every change shows up the day it hits, with what it means and what you can do next.

Start monitoring Soft pull only. Cancel anytime.

Pick your package.

Every package includes reports and scores from all three bureaus. Add alerts and identity protection, or take every tool we have.

Soft pull only. Cancel anytime. Billed monthly in USD.

Questions, answered

No. We use a soft pull, which never affects your score. Only hard inquiries from lenders do, and you will get an alert when one of those shows up.

Every day. Your file is checked at 7:00 AM in your time zone, and alerts go out the day a bureau reports a change, not at the next refresh.

All three: TransUnion, Equifax and Experian. You get a score and a full report from each one, side by side, plus a blended TrueScore.

No. TrueScore is credit monitoring with plain-English guidance. We show you every change, what it means, and your options. We do not dispute, remove or change anything on your file. Every decision stays yours.

Yes. Both plans are billed monthly and you can cancel from Settings in two taps. No contracts, no cancellation fee.

Your details are encrypted in transit and at rest, identity verification is handled by the bureaus, and we never sell your data. See the Privacy Policy for the full picture.

Stop guessing what your credit is doing.

See every change the day it hits your file, and exactly what to do about it. Start monitoring today.

Start monitoring Soft pull only. Cancel anytime.